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  Investment Rates  
  As of  May 7, 2008  
Checking and Savings Accounts
Fees imposed could reduce earnings on the account.

 

Account

 

Interest Rate

 

*A.P.Y.

First Choice   
1.00% 1.01%
NOW
1.00% 1.01%
Savings
1.24%

1.25%

Holiday Savings
1.24% 1.25%
Money Market  
1.60% 1.61%
Premier Money Market 
   
  Under $1,000.00  1.00% 1.01%
  $1,000 to $4,999.99 1.24% 1.25%
  $5,000 to $9,999.99 1.49% 1.50%
  $10,000 to $24,999.99 1.85% 1.87%
  $25,000 and over 2.10% 2.12%

 
Certificate of Deposit $500 to $89,999
 
Penalty for Early Withdrawal
 
Term
 

Interest Rate

 

*A.P.Y.

14-89 Days 
2.00% 2.02%
90-181 Days
2.10% 2.12%
182-364 Days
2.35% 2.38%
12 Months
2.47% 2.50%
18 Months
2.50% 2.53%
24 Months
2.52% 2.55%
30 Months
2.55% 2.58%
36 Months
2.96% 3.00%
48 Months
3.11% 3.15%
60 Months
3.26% 3.30%

 
Certificate of Deposit $90,000 and above
 
Penalty for Early Withdrawal
Term
 

Interest Rate

 

*A.P.Y.

14-89 Days
2.05% 2.07%
90-181 Days
2.15% 2.17%
182-364 Days
1.95%
1.97%
12 Months
2.40%
2.43%
18 Months
2.55%
2.58%
24 Months
2.60%
2.63%
30 Months
2.60%
2.63%
36 Months
3.01%
3.05%
48 Months
3.15%
3.20%
60 Months
3.31%
3.35%

                                          
                                             Certificate of Deposit IRA
 
                                              Penalty for Early Withdrawal
Term
 

Interest Rate

 

*A.P.Y.

1 Year
2.55% 2.58%
2 Year
2.60% 2.63%
5 Year
3.31%
3.35%
SEP/IRA
2.55%
2.58%
     
* Annual Percentage Yield
Please contact your local branch for current rate information.                        Rates are subject to change at any time.                                
 
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